7 Apr 2025
If you have made gains on your investments recently, your Capital Gains Tax (CGT) bill may be considerably higher than in previous years. Rates are now the highest they have been in two decades, with a staggering 46 per cent increase in CGT collected at the end of 2024 compared to the year before. Investment […]
Read more...7 Apr 2025
Millions of people across the UK use ISAs to grow their savings without incurring a tax burden. But with inflation outpacing interest rates, the real return on cash savings is often disappointing over the long term. That is why potential ISA reforms could be a positive step outlined by the Government in their Spring Statement. […]
Read more...7 Apr 2025
In her Spring Statement, Chancellor Rachel Reeves struck a cautiously optimistic tone as she declared the Bank of England’s two per cent inflation target “achievable” – though not immediate. The announcement follows news that UK inflation fell to 2.8 per cent in February, down from 3 per cent in January, offering some relief after the […]
Read more...10 Mar 2025
Investing directly in companies that are heavily focused on artificial intelligence (AI) and actively integrating it into their products and services currently presents significant growth potential. This is partly due to current industry trends and the growth of individual stocks – such as Nvidia, Alphabet and Microsoft – as well as recent innovations in AI […]
Read more...10 Mar 2025
With rising interest rates and more competitive savings accounts, holding cash is becoming an attractive option for some. Holding cash offers stability and liquidity, safeguarding capital without the volatility of equities or property. Additionally, cash provides flexibility, especially in uncertain economies. However, inflation continues to erode the real value of cash, even with improved interest […]
Read more...10 Mar 2025
For millions of savers, Cash ISAs provide a safe and tax-free way to grow their savings without the risks associated with stock market volatility. The suspected move to limit the Cash ISA allowance, or potentially axe it altogether, has been viewed as an attack on responsible saving by many. The Government’s argument is that £386 […]
Read more...17 Feb 2025
Only last month, Sky News ran a headline saying “FTSE 100 closes at record high” and The Standard wrote “London’s FTSE 100 beats record to hit all-time high in ‘surprising’ rally.” It appears, every couple of months, we see stories in the media about the FTSE 100 closing at a new record high. This prompts […]
Read more...17 Feb 2025
Recently, the BBC ran an article in which they highlighted the fact that many young people do not realise they have Child Trust Funds until they turn 18. “New figures suggest £1.4bn belonging to 728,000 people is ready to be claimed now they have turned 18 – but many do not know the accounts exist, […]
Read more...17 Feb 2025
Starting your journey as an investor at a young age can set you on the path to financial security and success but it is often difficult to know where to start. This is also true for parents who are looking to set their child up for a comfortable, secure financial future. For young people, arguably […]
Read more...16 Jan 2025
Investing can be a fantastic way to grow your wealth, but it always comes with associated risks and making mistakes can increase that significantly. Here are some common errors that investors, both new and experienced, should avoid: 1. Chasing trends It is tempting to jump on the latest hot stock or investment trend, but this […]
Read more...16 Jan 2025
Recently, high inflation and economic uncertainty have kept lenders cautious, meaning higher rates for borrowers. However, despite interest rates falling, this does not necessarily mean mortgage rates will follow suit. This is because lenders set mortgage rates based on more than just the Bank of England’s base rate. Factors like inflation expectations, lender risk assessments, […]
Read more...16 Jan 2025
Receiving a bonus is a reward for your hard work and dedication, but before you rush to spend it all, take a moment to consider how to make the most of this financial boost. A thoughtful approach can turn your windfall into a powerful step towards long-term financial security. Here is what we recommend: Pay […]
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